Eligibility and Enrollment
Medicare is a federal program that offers health insurance to
American citizens and other eligible individuals.
Who can get Medicare?
Eligibility for Medicare is open to U.S. citizens and legal residents. Legal residents must have resided in the U.S. continuously for at least five years, including the five years leading up to their Medicare application.
In addition to the residency requirement, individuals must meet one of the following criteria:
. Be 65 years of age or older
. Be younger than 65 but have a qualifying disability
. Be of any age with a diagnosis of end-stage renal disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS)
How do you enroll?
If you're already receiving Social Security or Railroad Retirement Board benefits when you become eligible for Medicare, you will be automatically enrolled, and your Medicare card will be sent to you by mail.
However, if you're not receiving these benefits, you must actively sign up for Medicare when you become eligible. You can enroll online at SSA.gov/Medicare or contact your local Social Security office by phone or in person.
What are the coverage choices?
Original Medicare, comprised of Parts A & B, is provided by the federal government, assisting with hospital stays and doctor visits but not covering all expenses.
You can enhance your coverage by enrolling in private Medicare or Medicare-related plans, including:
Medicare supplement insurance plans (Medigap): These plans assist with out-of-pocket costs associated with Original
Medicare.
Medicare prescription drug plans (Part D): These plans help with the costs of prescription medications, which are not covered by Original Medicare.
Medicare Advantage plans (Part C): These plans serve as an alternative to Original Medicare, combining Part A and Part B coverage. Many include prescription drug coverage and may offer additional benefits such as routine vision and dental care.
Our agency focuses on Medicare-related insurance solutions, offering expertise in Medicare Supplement (Medigap), Medicare Advantage, Medicaid, Stand-Alone Part D Prescription, dental, final expense, individual, and long-term care plans. We specialize in guiding individuals towards suitable healthcare options tailored to their needs.
Our Services
We assist Medicare-eligible individuals in understanding the fundamental aspects of Medicare and guide them through their Medicare journey. Our goal is to help them make informed decisions, choosing the option that aligns best with their specific needs and requirements.
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