Medicare Part A typically covers inpatient hospital stays, skilled nursing care, hospice care, and limited home health-care services. You generally won’t have to pay a monthly premium for Medicare Part A if you or your spouse paid Medicare payroll taxes for 40 quarters or more. However, you are required to pay deductibles before Medicare covers any hospitalization costs.

It’s important to note that you cannot be denied Medicare Part A coverage. Additionally, you have the flexibility to visit any qualified healthcare provider in the United States who participates in the Medicare program and accepts Medicare patients.