Medicare Part C

Medicare Advantage

Medicare Advantage (Part C) Offers an Alternative to Basic Medicare

Medicare Part C comprises various components, and it’s important to note that certain plans may necessitate the use of specific provider networks. These plans are offered by private insurance companies approved by the Medicare program, and your options depend on your place of residence. The costs and coverage types of Medicare Advantage plans differ, and you need to be enrolled in both Medicare Part A and Part B to qualify for Medicare Part C coverage.

Every Medicare Advantage insurance plan covers:

  • All Part A benefits except hospice care, which is covered by Part A itself

  • All Part B benefits

Some Medicare Advantage health insurance plans cover:

  • Prescription medications

  • Other health benefits like:

    • Eye exams, along with corrective lenses and eyeglasses

    • Dental cleanings, exams, and x-rays

    • Wellness programs, fitness memberships, and worldwide emergency coverage

    • Rides to appointments and necessary home safety devices

    • Hearing tests and hearing aids

2021 Medicare Advantage Plan Costs

  • Your plan premiums will vary based on many factors and can change each year.

  • You must continue to pay Medicare Part B premiums

Your Deductible

  • Some plans will have a deductible, while others will not.

  • Some plans only charge a deductible for prescription medications.

  • The amount of the deductible varies by plan.

Your Copays

  • You will likely pay a copay for doctor’s visits, prescriptions, and other services.

  • The amount you pay varies by plan.

Coinsurance

  • Review your plan for coinsurance terms required for certain services.

  • You may incur costs during any Part D coverage gap.

Medicare Advantage plans put a cap on your out-of-pocket costs for Part A and B services covered by the plan.

This offers financial protection. The maximum out-of-pocket cost varies per year, but plans may set lower limits. There is no limit with Original Medicare.

Our agency focuses on Medicare-related insurance solutions, offering expertise in Medicare Supplement (Medigap), Medicare Advantage, Medicaid, Stand-Alone Part D Prescription, dental, final expense, individual, and long-term care plans. We specialize in guiding individuals towards suitable healthcare options tailored to their needs.

Our Services

We assist Medicare-eligible individuals in understanding the fundamental aspects of Medicare and guide them through their Medicare journey. Our goal is to help them make informed decisions, choosing the option that aligns best with their specific needs and requirements.

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